AgoraCreditLLC
happyfamilysittingontailgate

Who is AgoraCredit, LLC?

AgoraCredit, LLC works with Car Dealerships and Finance Companies enabling them to arrange the financing for your vehicle purchase. Once you purchase your vehicle you will be contacted by our vendor Westlake Financial Services with important information about your retail installment contract.

Building Confidence.
Unlocking New Horizons.

By choosing AgoraCredit, LLC for your vehicle financing needs, you’re advancing towards building a positive payment history. We are eager to assist you throughout this journey and aid in guiding you towards the right path.
family-in-car

solutions

Steering You Towards Success

Financing a vehicle purchase represents a significant milestone in your journey to building better credit. Benefit from the convenient online resources available for you to make payments, learn about credit and discover frequently asked questions about AgoraCredit LLC.

Streamlined Payment Solutions

Making payments on-time is easy. Choose from various payment options; ACH, Debit Card, and more using our convenient payment options made through our provider Westlake Financial.
Make a Payment

Credit Tips

Improving your credit history, and subsequently, your credit score, is crucial for financial success.
Learn More

AgoraCredit LLC FAQs

Quick answers and clear solutions. Discover everything you need to know about AgoraCredit LLC.
Frequently Asked Questions

Customers

Make a Car Payment

Consistent and timely payments contribute to improving your credit potential for the future. All payments are made through our provider, Westlake Financial.
Make a Payment
mom-daughter-car-windows

Credit Tips

Making payments on time is crucial, which is why we’re committed to aiding you in becoming a successful vehicle owner. Even with a previously impaired credit history you may improve it by making consistent on time payments. While your credit score plays a significant role, banks and financial institutions also consider additional aspects, for example having consistent on time payments and managing the balance in your accounts, before offering credit. Here are some strategies you can follow that may enhance your credit standing.
Notice: We are not a credit repair organization as defined under the Credit Repair Organizations Act. We do not provide credit repair services, and we do not offer to improve your credit record, credit history, or credit rating.

Make timely payments

The most critical factor in determining your credit score and a lender's decision is your bill payment history. Consistently paying your bills on time increases a lender's confidence in your reliability for future payments.

Budgeting expenses

A lot of individuals facing credit challenges often aren't aware of their monthly spending. By monitoring your expenses, creating a budget, and adhering to it, you may find it simpler to cut down on expenditures and gain better financial control.

Maintain a low balance

Loan officers often assess your credit utilization, which is your balance in relation to your credit limit. Maintaining low balances demonstrates your ability to manage debt effectively.

Pay more than the minimum

It's advisable to pay above the minimum amount each month on revolving credit accounts or credit cards. This approach helps you reduce your balance more quickly, ultimately leading to lower interest payments over time.

Frequently Asked Questions

Our affiliate completes verifications of the information submitted by the dealership where you purchased and financed your vehicle. If we’ve contacted you, it’s because we need additional information to process the contract for your vehicle financing.

Call us at 682-285-2828, Monday – Friday from 8 AM to 5 PM CT so we can complete your financing.

For all lienholder and account service questions, please contact our service provider Westlake Financial at 888.739.9192 Monday – Friday, 9 AM to 9 PM PT, Saturday 10 AM to 7 PM PT and they would be glad to assist you with your questions.

Westlake Financial will service your account They handle all account-related services and is your point of contact for payments, address changes, and other account-related activities.

Pay by Mail:
Westlake Financial
PO Box 54807
Los Angeles, CA 90054

You can register your account online by going to this link, or call 888.739.9192 Monday – Friday, 9 AM to 9 PM PT, Saturday 10 AM to 7 PM PT. You will need your Westlake account number to set up your online account.

For all auto insurance policy notifications, please contact our service provider Westlake Financial at 888.739.9192 Monday – Friday, 9 AM to 9 PM PT, Saturday 10 AM to 7 PM PT. You may email the updated notification to support@agoracreditllc.com.

An impound notice must be sent to the last known registered owner of the vehicle and lienholder. You may email the notice to support@agoracreditllc.com or mail at:
AgoraCredit, LLC
PO Box 888
Arlington, TX 76004.

Westlake Financial services the accounts.

Standard Mail:
Westlake Financial
PO Box 54807
Los Angeles, CA 90054

Overnight:
Westlake Financial
ATTN: LBX # 71911
3440 Flair Drive
El Monte, CA 91731

To dispute or inquire about the credit reporting of AgoraCredit, LLC, please go directly to the Credit Reporting Agency or send your direct dispute to the address below.

AgoraCredit, LLC
ATTN: Compliance
700 W Arkansas Lane
Arlington, TX 76013

Get in touch

"*" indicates required fields